SimpleLife by Heirs 1.0.29

SimpleLife by Heirs is a life insurance product designed to provide financial security and peace of mind for individuals and families through easy-to-understand coverage options.

Any individual aged 18 to 65 can apply for SimpleLife insurance coverage, subject to underwriting requirements.

SimpleLife offers term life insurance and whole life insurance options, allowing customers to choose the policy that best suits their needs.

Coverage amounts vary based on the type of policy selected, starting from $10,000 up to $500,000 or more depending on individual eligibility.

Depending on the coverage amount and applicant's age, a medical exam may be required; some policies may offer no-exam options for lower amounts.

Customers can choose from various payment options including monthly, quarterly, semi-annually, and annually based on their convenience.

Yes, SimpleLife policies can often be customized with additional riders for critical illness or accidental death benefits according to individual needs.

To file a claim, beneficiaries should contact Heirs Insurance customer service or visit the Heirs Life Assurance website for specific instructions and forms.

Yes, SimpleLife typically includes a grace period of 30 days for premium payments during which coverage remains active.

If premium payments cease and no other arrangements are made, the policy may lapse after the grace period, resulting in loss of coverage.